Australians may be unknowingly spending more than $16,000 over their lifetime on unused subscriptions, according to new research highlighting the growing financial impact of automatic recurring payments.

The study found that many consumers continue paying for services long after they stop using them. Streaming platforms, fitness memberships, software subscriptions, gaming services, cloud storage plans and digital entertainment packages were among the most commonly forgotten recurring expenses.

Researchers say the rapid expansion of subscription-based business models has made it easier than ever for consumers to accumulate multiple monthly payments. While individual subscriptions may seem inexpensive, the combined cost can become substantial over time.

Many users sign up for free trials or promotional offers and then forget to cancel before recurring charges begin. Others maintain subscriptions for services they use infrequently or have completely stopped using. Automatic payment systems can make these expenses less noticeable because charges are often processed without requiring further action from customers.

Financial experts recommend reviewing bank statements and credit card transactions regularly to identify recurring payments. They also suggest conducting periodic "subscription audits" to determine which services continue to provide value and which can be cancelled.

The research comes as Australian households continue to face cost-of-living pressures, prompting many consumers to seek opportunities to reduce discretionary spending. Eliminating unused subscriptions is often viewed as one of the simplest ways to free up additional household income.

Streaming services remain among the largest contributors to subscription spending. Many households now subscribe to multiple video, music and gaming platforms simultaneously, leading to increasing monthly costs. In some cases, consumers retain overlapping services that offer similar content or features.

Experts also note that subscription fatigue is becoming more common as businesses increasingly adopt recurring-payment models. What once involved one or two monthly services can now include numerous subscriptions covering entertainment, productivity tools, health apps, online shopping memberships and cloud-based software.

Consumer advocates encourage people to review subscriptions at least every few months and assess whether each service is actively being used. Setting calendar reminders before renewal dates and tracking recurring charges through budgeting apps can help prevent unnecessary spending.

The findings serve as a reminder that small recurring payments can have a significant long-term financial impact. Even a handful of unused subscriptions costing only a few dollars each month can add up to thousands of dollars over several years.

As digital services continue to expand, financial advisers say consumers who regularly monitor their subscriptions are likely to have greater control over their budgets and avoid paying for services they no longer need.